Join the rich and famous for a round of baccarat – an elegant card game that’s typically played by high rollers. Despite the prestige surrounding the game, it’s quite simple; you bet on one of three random outcomes: a Banker win, a Player win or a Tie. Who will get a higher score: the Banker or the Player? Or maybe they’ll tie for a 9-1 payout. The result of each round is visually represented with color-coded beads at the side of the screen, so you can quickly see who’s been dominant and adjust your bets accordingly.

Baccarat is a chance-based card game played against a banker. This is a popular game in Vegas as well as Asian casinos.

Before a hand begins, the player sets the wager. The minimum bet is $1, and the player can bet on his hand to be the high hand, the banker’s hand to be the high hand or a tie. The dealer deals two cards each to the player and himself. If the player’s hand value is less than six or if the banker’s hand value is less than seven, additional cards are dealt. If the player correctly guesses the outcome, he wins. High player hand pays out 1:1, and high banker hand pays out the same minus a 5-percent commission. A tie pays out 9:1.




First choose whether to bet on the Player, the Banker, a Tie or a combination of all three by placing chips ($1, $5, $25, $100 and $500 – the maximum wager is $500) on the marked circles on the table and clicking the “Deal” button. Both the Player and the Banker will then receive two cards.

Victory goes to the party with the highest total hand value. If both hands are tied, it is considered a loss unless you bet on a tie. The total is decided by adding up the cards that make up each party’s hand. If the totals reach the double digit range, only the second number counts as the value of the hand. Example 1: 7 + 7 = 14. The Baccarat result is 4. Example 2: King (zero) + 6 = 6. The Baccarat result is six.

The Player always plays first and receives a third card if the two-card total falls between zero and five.
The Banker can also receive extra cards. If the Banker’s hand value is equal to seven, eight or nine, the Banker will stand. If the Banker’s hand value is equal to zero, one or two, the Banker draws another card. If the hand total falls between three and six, the Banker draws a card according to the chart below:

Baccarat Playing Chart




The suit of a card has no bearing or value.
Cards 2 to 9 have face value.
10’s, jacks, queens, and kings are worth zero.
Aces are worth 1.

Add the values of each card in the hand, and if the value is two digits, drop the first digit to determine the score.

For example, 7 + 7 = 14 results in a value of 4 when you drop the first digit.


Wagers and Payouts

You can bet on Player, Banker, Tie or any combination of the three.
The hand with the highest total wins.
Player pays 1-1.
Banker pays 1-1 minus a 5% commission*. Example a $5 wager pays $4.75 for a total of $9.75.

If you wager on a Tie and there is in fact a tie, you’ll receive a 9-1 payout.

*The commission is 5% of the bet and is rounded up to the next quarter. For example, a minimum bet of $6 would deduct a $0.50 commission. 5% of $6 = 30 cents, but since the commission is rounded up to the next 25 cents; the commission is actually 50 cents. 5% of $11 = $0.55 makes the actual commission $0.75.

You can also play live baccarat online with a live dealer via live HD audio and video streaming! Learn more at Live Dealer Sites. Here is a review of playing live baccarat.


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